Buyers with Disabilities
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The National Association of Realtors has created a list of national, state, and local programs
FLORIDA PROGRAMS GIVE GRANT MONEY, LOW RATES TO BUYERS!
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Fort Lauderdale FL Homes For Sale
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that offer mortgage assistance and other types of housing aid to help Realtors better serve those with disabilities. In addition, there are a number of organizations listed that can provide guidance and information about buying a home. If you would like my assistance in obtaining further information, please feel free to give me a call or contact me using the form below. NATIONAL PROGRAMS
Fannie Mae: Mortgage products for people with disabilities.
Fannie Mae offers a number of mortgage products and initiatives to provide homeownership opportunities for people with disabilities or with family members who have disabilities. Programs available include:
This loan is designed to provide financing for small, community-based group homes for children and adults with disabilities who are unable to live independently.
Community Living mortgage loans differ from traditional mortgages in that the qualifying borrowers don’t need to be individuals. Borrowers also can be legal entities, including nonprofit and for-profit corporations, limited partnerships, and government agencies serving adults and children with disabilities.
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A variety of low- and no-downpayment mortgage options help people with disabilities overcome the two primary barriers to homeownership: downpayment funds and qualifying income. These mortgage products and options have lower cash requirements for downpayment and closing costs; reduced income requirements to qualify; and a higher debt allowance and loan-to-value ratio than required for conventional mortgages.
The U.S. Department of Housing and Urban Development
HUD created this page as a one-stop resource for people with disabilities. It includes a directory of links from its own site as well as outside Web sites. You can find a state-by-state listing of homebuying programs, learn about homebuying counseling, and access resources on accessible housing designs.
The World Institute on Disability
This non-profit research, public policy, and advocacy center is dedicated to promoting the civil rights and full societal inclusion of people with disabilities. The center offers information on opportunities for low-income people to receive saving matches for education, homeownership, or starting up a small business.
ABILITY House
Created in partnership with Habitat for Humanity International, the ABILITY House is an affordable, accessible home built for a low-income family where one or more members have disabilities. The unique aspect of the ABILITY House program is the use of volunteers with disabilities during all phases of construction, emphasizing their abilities and talents.
Homes For Our Troops
The organization is committed to helping those who have given to their country and have returned home with serious disabilities and injuries. Homes for Our Troops assists injured veterans and their immediate families by building new or adapting existing homes for handicapped accessibility.
